Driving inclusive and sustainable growth through digital public infrastructure and FinTech
· Sanjay Malhotra, Governor of the Reserve Bank of India (India)
Summary written by Dark Majestic in its own words · topics: payments, digital money and crypto-assets, development and emerging economies, growth, investment and productivity, technology, ai and cyber risk
SM · Sanjay Malhotra Wiki · Reserve Bank of India WikiDriving inclusive and sustainable growth through digital public infrastructure and FinTechContextKeynote address by Sanjay Malhotra, Governor of the Reserve Bank of India, at the Global Fintech Fest, Mumbai, 8 October 2025.
Why it mattersPresents digital public infrastructure as India's base for inclusive growth.
Problems raised- Many people remain outside financial services.
- Data sharing needs more trust and security.
- Growth must stay stable and inclusive.
Solutions proposed- Build digital systems for the unserved.
- Set standards for onboarding and data security under Account Aggregator.
- Keep trust and stability at the centre of fintech.
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