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State Bank of Pakistan: speeches

4 speeches by the governor of the State Bank of Pakistan (Pakistan) listed between 9 November 2022 and 3 December 2025. Leaders covered: Reza Baqir (4 May 2019 – 4 May 2022); Jameel Ahmad (since 19 August 2022). Most frequent topics: technology, ai and cyber risk, payments, digital money and crypto-assets, public finances and debt. The full list is on sbp.org.pk ↗.

Last updated 10 November 2026 · newest first

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· Jameel Ahmad Wiki · State Bank of Pakistan WikiSpeech - Pakistan Women Entrepreneurship Day

ContextSpeech by the Governor of the State Bank of Pakistan at Pakistan Women Entrepreneurship Day in Karachi.

Why it mattersPakistan's central bank chief on getting more women into the formal economy through finance and mentoring.

Problems raised
  1. Women take little part in Pakistan's formal economy.
  2. Women-led businesses lack finance.
  3. They also lack mentorship and market access.
Solutions proposed
  1. Continue the Empower Her campaign.
  2. Offer dedicated financing, mentorship and digital onboarding.
  3. Build an ecosystem for women entrepreneurs.
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· Jameel Ahmad Wiki · State Bank of Pakistan WikiStrengthening and modernising Pakistan's domestic payments ecosystem

ContextSpeech by the Governor of the State Bank of Pakistan in Karachi at the launch of a co-badged Mastercard–PayPak card by Faysal Bank.

Why it mattersPakistan's central bank explains how it is modernising the national payment network.

Problems raised
  1. Pakistan's domestic payment system needs modernising.
  2. The national scheme PayPak is not attractive enough.
  3. Fraud and cyber risks threaten payments.
Solutions proposed
  1. Co-badge PayPak with international schemes.
  2. Integrate with e-commerce gateways.
  3. Invest in technology, fraud detection and cybersecurity.
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· Jameel Ahmad Wiki · State Bank of Pakistan WikiKeynote address - inauguration of Institute of Business Administration's Finance Lab

ContextKeynote address by Jameel Ahmad, Governor of the State Bank of Pakistan, at the inauguration of Institute of Business Administration's Finance Lab, Karachi, 14 November 2022.

Why it mattersPakistan's governor promotes savings through a university finance lab.

Problems raised
  1. Savings are low in Pakistan.
  2. Savers lack awareness.
  3. Retail investment in bonds is low.
Solutions proposed
  1. Use the Finance Lab to promote savings.
  2. Increase awareness of investment options.
  3. Develop retail investment in debt.
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· Jameel Ahmad Wiki · State Bank of Pakistan WikiLaunch of Environmental and Social Risk Management Manual

ContextKeynote address by Jameel Ahmad, Governor of the State Bank of Pakistan, at the Sustainable Banking Conference, Karachi, 9 November 2022.

Why it mattersPakistan's governor launches environmental risk guidance after major floods.

Problems raised
  1. Climate change poses risks to Pakistan's financial sector.
  2. Awareness of environmental risk is low.
  3. Banks lack risk management tools.
Solutions proposed
  1. Launch an environmental and social risk manual.
  2. Raise awareness of climate risks.
  3. Identify actions to mitigate risks.
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